The Medicare Travel Readiness Quiz: What’s Covered at Home and Abroad?

1. Home
2. Puzzles
3. Quizzes

The Medicare Travel Readiness Quiz: What’s Covered at Home and Abroad?

Out-of-state ER visit? Emergency in Europe? Find out what your Medicare plan actually covers before you take off.

By Donna LeValley Edited by Alexandra Twin Published 18 August 2026 In Features

When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works.

(Image credit: Getty Images)

• Copy link
• Facebook
• X

Share this article Print Join the conversation Follow us Add us as a preferred source on Google Newsletter Subscribe to our newsletter

Whether you’re planning a cross-country road trip to see family or an overseas getaway, packing your bags is only half the prep. Health care coverage doesn't always travel as smoothly as you do. While standard Medicare steps up for emergency care within the U.S., international travel rules — and out-of-state network restrictions — can catch even seasoned travelers off guard.

Take our quick Medicare travel readiness Quiz to test your knowledge, spot hidden coverage gaps and make sure you're protected wherever your itinerary takes you.

And don't worry if you miss an answer; you can follow the links below the quiz to brush up on your knowledge.

From just $107.88 $24.99 for Kiplinger Personal Finance

Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues

CLICK FOR FREE ISSUE

Sign up for Kiplinger’s Free Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

More on Medicare and Traveling:

• What Medicare Covers When You Travel in the US and Abroad
• Medicare and Cruises: The 6-Hour Rule
• What’s the Best Medigap Plan?
• The 12 Travel Tips Every Retiree Needs to Know
• The 10 Most Valuable Vacation Destinations for Retirees in 2026
• The 10 Best Splurge Destinations for Retirees in 2026

Get Kiplinger Today newsletter — free

Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Contact me with news and offers from other Future brandsReceive email from us on behalf of our trusted partners or sponsorsBy submitting your information you agree to the Terms & Conditions and Privacy Policy and are aged 16 or over. Donna LeValleyRetirement Writer

Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.